Foundation tool · Virtual CFO · builds your Company Memory

Chart of Accounts Starter

Describe your business and how money comes in and goes out. Get a clean starter chart of accounts your Statement Reconciler and Books Builder use to sort a whole year.

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How money moves

your income & expense types

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AI drafts the accounts

sent once · nothing stored

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Chart of Accounts

saved to your Company Memory

The labeled buckets every dollar sorts into — income, cost of goods, expenses, with Schedule C hints — so your reconciler categorizes a year of statements against your map instead of a generic one.

Watch the 90-second build

Describe your business + your main income and expense types

🔒 What this touches: your description is sent once to an AI model to draft a chart of accounts; the result shows here and is saved only in this browser so your other tools can read it. Nothing is uploaded or stored. This is educational structure, not tax advice.

Building…

Draft — review with your accountant

Your Chart of Accounts

✓ Saved to your Company Memory in this browser. The Statement Reconciler and Books Builder use this map to sort your transactions.

This anchors your Virtual CFO → The chart of accounts is the base of the Run the Business money path — reconciliation, P&L, cash flow, tax handoff.

Why the map comes before the sorting

Categorizing a year of statements is only easy if you’ve decided the buckets first. Skip that and every transaction becomes a judgment call you re-make from scratch — which is exactly why the shoebox never gets better.

Draft your chart of accounts once here — the income lines, the deductible expense categories, the Schedule C hints — and your reconciling tools sort against your map, consistently, all year.

Decide the buckets onceIncome, cost of goods, and expense categories that fit your actual business — not a generic template.

Tax-ready by designEach account carries a plain-English note and a Schedule C hint, so year-end is a handoff, not a scramble.

Feeds your reconcilerThe Statement Reconciler and Books Builder read this map, so a whole year sorts consistently.